US following China policies?

1/ Drug prices

China used volume-based procurement to lower drug prices by 50-90%.

Trump in May 2025 signed EO seeking to cut drug prices by 59% and 90%.

 

2/ Housing 

In China, “houses are for living in, not for speculation” has been the guideline till 2023.

Trump last week (Jan 7) said US to ban large investors from buying homes.

 

3/ Personal loan interest rate

China asked several funding sources to lower interest rates – banking (Apr 2025) capped at 24%, consumer finance companies average 20% (Oct 2025), micro lenders 4x LPR or ~12% now (Dec 2025).

Trump called for 1-year 10% interest cap on personal loans on Jan 10.